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scion security reduce insurance?

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Old 08-03-2005, 09:36 AM
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Default scion security reduce insurance?

does it reduce the insurance amount ??

although i know that most ppl find it not worth it , if it can reduce the amnt by 200 annually.

i can easily get back the amount after 2 yrs

thanks .
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Old 08-03-2005, 09:50 AM
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and does it has a remote starter...?
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Old 08-03-2005, 09:56 AM
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Reducing the amount of insurance payments depends on state, insurance company, and type of policy.

For me it does reduce the amount charged, by roughly $100/year.

Remote start is not a part of the Toyota/Scion remote entry and alarm, but I'm sure it can be added...
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Old 08-03-2005, 12:15 PM
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it took 15% off my normal monthly $125
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Old 08-03-2005, 12:53 PM
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Call me lucky, but regardless of what I have told them about my cars, all 4 insurance companies I have had over the years listed security, ABS, etc for my cars and got me the discount, so I have no idea what it would be without it.
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Old 08-03-2005, 01:32 PM
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My dealer, who is in Indiana, the state where I live, and the state where my insurance knows I live, said it would. My insurance company said it would not... after I got the overpriced Scion security.

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Old 08-03-2005, 01:36 PM
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If they don't reduce your insurance cost for vehicles that have alarms vs. vehicles that don't, you don't need to be insured by them. Look around and call or go online to insurance companies to get a free quote. They will be able to tell you exactly the savings you will have rather than asking the people on this forum if they can or can't save you money.

It is recommended to use both halves of your brain to make wise choices.
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Old 08-03-2005, 03:14 PM
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My insurance is AAA and they don't discount for the Security or the Side Airbags. Kinda dumb. I thought they'd at least offer a discount for one of them.
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Old 08-03-2005, 04:21 PM
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I didn't get a discount either!!!

And Scion Security is OVER RATED! augh! Doesn't even work unless they break a window.... The keyless remote start with two way pager is cheaper from Scion Specialties and goes off when your car is touched!!!

Gotta look into the insurance thing...
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Old 08-03-2005, 04:23 PM
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try calling your insurance agent/company and ask them
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Old 08-03-2005, 05:10 PM
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Originally Posted by LVScionGal
And Scion Security is OVER RATED! augh! Doesn't even work unless they break a window.... The keyless remote start with two way pager is cheaper from Scion Specialties and goes off when your car is touched!!!
Off topic, but the alarm also goes off if you pull up on your door lock. Try rolling down a window, arming the system, wait 30 seconds for light to start flashing, then unlock your door by pulling up on the lock plunger deal.
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Old 08-03-2005, 05:29 PM
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my payment got cheaper from have the scion security system in it.
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Old 08-03-2005, 06:56 PM
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Originally Posted by Max
Originally Posted by LVScionGal
And Scion Security is OVER RATED! augh! Doesn't even work unless they break a window.... The keyless remote start with two way pager is cheaper from Scion Specialties and goes off when your car is touched!!!
Off topic, but the alarm also goes off if you pull up on your door lock. Try rolling down a window, arming the system, wait 30 seconds for light to start flashing, then unlock your door by pulling up on the lock plunger deal.
Oh yeah that did make it go off. I never leave my windows down tho, bc someone could put their hands inside a take things if they wanted bc it doesn't go off then.

Thanks for the info.
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Old 08-03-2005, 07:39 PM
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Yeah, Sher, the Toyota/Scion alarm goes off once armed if it 'hears' a loud sharp noise (like window breaking), if any door is unlocked without a key or the remote, if any door is opened, and sometimes, just because it feels like it. (They all do that.)

If the alarm options are set up to do it, the alarm will also automatically arm immediately, 15 seconds or 30 seconds after the ignition is turned off and the last door is closed.

I have mine set to auto-arm in 30 seconds. This means if I forget to lock the car, the alarm is still set after I walk away, and it will scream for help if a door is opened.

Most are not set to do this by the dealer, but the instructions for setting the options are in the manual...

There MAY be other individual options that can be set, also, and, as you know, the sensitivity of the alarm's 'ear' can be adjusted.

It's not a totally bad or useless system, just misunderstood.
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Old 08-06-2005, 06:23 PM
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can an auto window up option be added? or even auto window down?
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Old 08-06-2005, 06:40 PM
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The keyless entry constitues as a passive alarm system, therefore even if you don't have a "security system" you are still entitled to the discount; All Scion tCs'.
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