Becareful when dealing with purchaseing form SL members
thanks for your recommendation but its useless right now and a little too late. i put a deposit on it to make sure that i had the chance to buy it. but like i said **** hit the fan. thanks for your $.02 tho.
Originally Posted by BangorXB
how long until you were able to get the rest of the $ around?
Senior Member
Scikotics
SL Member
Joined: Sep 2006
Posts: 287
Suck, he should do the right thing and return the $100 bucks. By the way hiimshon, I saw this through daveddavetc. It was in his sig. So you know it's getting out on the forums. Especially the way he post. LOL
Member
Joined: Sep 2005
Posts: 36
From: Bodymore, MD
I used to work for MBNA/Bank of America in their credit card billing disputes area. We used to get so many horror stories about people filng disputes to paypal that were never resolved or sided against even though the customer was in the right. Here's some advice and information on paypal to help keep this from happening in the future:
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
Senior Member
Scikotics
SL Member
Joined: Sep 2006
Posts: 287
Originally Posted by frankryzzo
I used to work for MBNA/Bank of America in their credit card billing disputes area. We used to get so many horror stories about people filng disputes to paypal that were never resolved or sided against even though the customer was in the right. Here's some advice and information on paypal to help keep this from happening in the future:
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
Now that is some great advise. Man, I thought you were a lawyer for a min. I know I learned something new in regards to charging my card as a debit card. I'm going to change that to credit.
Originally Posted by frankryzzo
I used to work for MBNA/Bank of America in their credit card billing disputes area. We used to get so many horror stories about people filng disputes to paypal that were never resolved or sided against even though the customer was in the right. Here's some advice and information on paypal to help keep this from happening in the future:
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
When you set up your paypal account, even though you have to register a bank account to confirm your account there, don't use it as the funding source for your transactions. If you send the money from a savings or checking account, then the only recourse you have in a situation like this is to go through paypal's dispute process. Paypal's dispute process is absolutely worthless. They don't care about you.
If you fund a paypal transaction with a credit card, then you have the option of filing a credit card dispute based on the merchant agreement paypal agreed to when they decided to take that brand of credit card. Visa cards have the most disputing rights and the easiest requirements for filing them. (some people swear by AMEX, but its not true - they have more stringent regulations for disputes they actually file, it's just that they will typically write off a slightly higher amount then other companies rather then file an actual dispute)
When you fund a payal tranaction with a credit card, that little screen pops up and asks you if your sure you want to use the card and tries to convince you to switch to your bank account. Paypal does this for 2 reason: The first is that they have to pay interchange to the credit card company for every tranaction they do using that payment method. The second, is that in the event of billing dispute filed through the credit card company, if you win, the money is taken back from paypal instead of the seller. Paypal doesn't like this, becuase then its up to them to recover their money from the seller, and they would rather make some halfa$$ed excuse about how they couldn't reslove your issue (at no cost to them).
In the event of a deposit, you MUST have IN WRITING that the deposit is refundable upon request or cancellation of order. An email record is sufficient, its just that you may have to produce it if paypal tries to fight the dispute.
You do have rights in situations like this, its jus that most people don't know them, and paypal makes it as hard as humanly possible to get any type of justice.
DaveDave: if by any chance you did fund w/ a credit card, you may still have time to file a dispute, but if not, i'd just be glad it was only 100.00. I know that's a lot of money to some of us, but after you've seen some of the things that I've seen, I'd just chalk this one up as a lesson learned and continue to warn people about this piece of sh$t! PM me if you think there's any information I can give you to help.
just 1 thing, i dont even HAVE a CC. for 2 reasons: 1. im horrible with money and my credit would get horrible, and 2. my mom/dad/girlfried wont let me get one
Senior Member
SL Member
Joined: Apr 2005
Posts: 4,119
From: Gone...
BREAKIN NEWS:
From: HiimSHON
To: Cmec2004
Posted: 9/19/07 7:07AM
Subject: Re: lip kit
Cmec2004 wrote:
Hey man,
Why dont u be a nice guy and give Dave his 100 bucks back
Chris
HiimSHON:
im trying to sell the rest of the stuff i got so i can give his 100 back. im just low on cash cause of school. i been lagging on it cause nobody is buying my stuff.
From: HiimSHON
To: Cmec2004
Posted: 9/19/07 7:07AM
Subject: Re: lip kit
Cmec2004 wrote:
Hey man,
Why dont u be a nice guy and give Dave his 100 bucks back
Chris
HiimSHON:
im trying to sell the rest of the stuff i got so i can give his 100 back. im just low on cash cause of school. i been lagging on it cause nobody is buying my stuff.
Originally Posted by Cmec2004
BREAKIN NEWS:
From: HiimSHON
To: Cmec2004
Posted: 9/19/07 7:07AM
Subject: Re: lip kit
Cmec2004 wrote:
Hey man,
Why dont u be a nice guy and give Dave his 100 bucks back
Chris
HiimSHON:
im trying to sell the rest of the stuff i got so i can give his 100 back. im just low on cash cause of school. i been lagging on it cause nobody is buying my stuff.
From: HiimSHON
To: Cmec2004
Posted: 9/19/07 7:07AM
Subject: Re: lip kit
Cmec2004 wrote:
Hey man,
Why dont u be a nice guy and give Dave his 100 bucks back
Chris
HiimSHON:
im trying to sell the rest of the stuff i got so i can give his 100 back. im just low on cash cause of school. i been lagging on it cause nobody is buying my stuff.
Senior Member
SL Member
Scion Evolution
Joined: Feb 2004
Posts: 292
From: Clawson, MI
id love to see the email or PM where that guy said he would take your deposit BUT would give you a refund if you changed your mind...
deposits are 99.9% non-refundable. i do alot of p2p sales on different MB and thats how it goes.
why would he offer to refund?? why not just not take your money?
airing out your problems on here isnt really cool.
deposits are 99.9% non-refundable. i do alot of p2p sales on different MB and thats how it goes.
why would he offer to refund?? why not just not take your money?
airing out your problems on here isnt really cool.
Senior Member
SL Member
Joined: Mar 2007
Posts: 292
Moral of the story Don't give someone money to hold stuff. If you don't have all of the cash don't trust someone that you never met to hold the money for you. I don't want to be a jerk or sound like I am defending the seller but I personally have a hard time trusting people to send me stuff straight away much less hold my money until I come up with the rest. I would rather wait and keep my money and wait for another deal to come by. But that's just my .02!
hahaha wow. you really have no idea whats going on. thanks for wasting a post 
im pretty sure i CLEARLY stated that i asked him before i sent the money that if i changed my mind or if something comes up that the deposit was refundable, he said yes. if he said no then WHY THE F*** would i have sent money?!?!
and seen as how he doesnt respond emails, pms, or aims then this is the only way to try to grab his attention, OR warn someone else to stay away from him and his shady business.
im glad to see that people just open their mouths w/o thinking.
im pretty sure i CLEARLY stated that i asked him before i sent the money that if i changed my mind or if something comes up that the deposit was refundable, he said yes. if he said no then WHY THE F*** would i have sent money?!?!
and seen as how he doesnt respond emails, pms, or aims then this is the only way to try to grab his attention, OR warn someone else to stay away from him and his shady business.
im glad to see that people just open their mouths w/o thinking.